Saf-Lo agreement at AMF, this applies to...

This is just an example of what can be done with capital of approximately 1,033,000:

Two portfolios with a total value of approximately 660,000 are withdrawn for 18 years from the age of 55, and the portfolio where money is deposited from the employer is withdrawn at age 65 and for 13 years.

Think about if you have mutual fund savings, the funds will probably increase in value during these 18 years and thus you will receive money after these 18 years that I wrote as an example. AMF determines the amount when you decide to start withdrawing and if everything increases in value, they do not increase the payout amount but it is paid out after the time you have decided. 18 and 13 years for my three example portfolios. So the amount they calculate for me at age 55 can give the same amount long after the 18 years have expired. So why collect everything in a pile until 65 when you don't even know how you feel then or live.